Investments
Investments
How Hard is Your Money Working for You?
At ISM Financial Management we strive to achieve a high level of service for all our investment clients. Unit Trusts, OEIC's, On and Offshore Investment Bonds, Tax efficient ISA's and Pensions are at our disposal, and with 15 years experience in financial services we are confident of finding an investment solution suitable for you, and if not, we'll make one!
Why Should I Invest?
The bottom line is that there are only 2 ways to make money: By working and/or having your investments work for you. Does the second way sound more appealing?
You have the opportunity to tell us what you want back from an investment.
If you want to:
Save for Retirement
Save for your own Home
Grow your Capital
Produce a Regular Income
Save for your Child's Education
...why not tell us more about it.
Money sitting around is an opportunity being wasted, and opportunities not being taken means you could be losing out.
"Which Investment is right for Me?"
Everyone is all too aware of the recent problems hitting the economy and financial markets, especially over the last 12 months, and many are concerned about the values of their investments and pensions. The truth is, all of this means that quality independant advice is more important than ever before.
Whatever you want to get back from an investment, we will work with you to make sure you are happy with what you are investing in. One way we do this is to calculate your attitude towards risk. This helps us to choose investments that take an amount of risk you are happy with.We have access to the entire market place, meaning that we can fully diversify your investment portfolio across the different asset classes: Equities, Property, Fixed Interest Investments and Ethical investments.
Many investment providers now offer guarantees. For example, some providers guarantee that you will never get back less than what you first invested. If you are taking an income from an investment, some providers guarantee that they will always pay your income regardless of the value of your investment.
"What should I do now?"
As with our other financial service offerings, it is important that you tell us what you and your family's goals and aspirations are. If you haven't had an independant review of your current savings and investments recently, please give us a call, and we can talk through your requirements in the comfort of your own home. As they say, "Money isn't everything, but happiness alone can't keep out the rain."
The value of the investment can go down as well as up and you may not get back as much as you put in.